Avoid Accepting Initial Settlement Offers
It is not advisable to accept an initial settlement offer from an insurance company immediately after an accident. Insurance companies often make low initial offers to save themselves money in the long run and to avoid administering the claim further. Keep in mind that accepting an offer typically comes with an ironclad general release that prevents you from seeking additional compensation.
The insurance company is legally obligated to compensate the injured party for all damages resulting from the accident. This includes medical bills, lost wages, pain and suffering, and other losses, such as missed events. It is crucial to wait until your medical treatment is complete to understand the full extent of your damages and negotiate a fair settlement.
Maintaining A Pain Or Healing Log
It is generally recommended for clients to maintain a pain or healing log to document their experiences after an accident. While it’s not necessary to record entries every day, it’s important to note any changes in their condition, exacerbations, or the impact of their injuries on their daily activities. As claims may take an extended period to resolve, having a log to refer back to can be helpful in recalling information and providing evidence of the ongoing impact of the injury.
Keeping Track Of Documents And Prescriptions
Clients should also keep track of important documents, such as medical records and prescriptions. Some attorneys provide questionnaires and charts for clients to document their progress and experiences, which can be turned over to the attorney once treatment is complete.
This information helps to create a detailed response when presenting the claim to the insurance company. Overall, maintaining a log and keeping track of relevant documents can be beneficial in supporting a personal injury claim.
For more information on Personal Injury Law Cases in North Carolina, a free initial consultation is your next best step. Call the Law Offices of Eric H Kassor, PA for a free consultation at (919) 999-4462 today.